Why Us
How It Works
Family Legacy Vault

Ensure Your Hard-Earned Assets Never Become Unclaimed

Map your insurance policies, investments, and real estate to trusted family nominees with automated, encrypted safety protocols.

Protect Your Legacy

Millions in Assets Are Lost to Unclaimed Vaults Every Year.

Without a secure, accessible registry, your family faces unnecessary hurdles during critical times.

Hidden Documents

Loved ones often don't know where policy papers or deed titles are stored during critical moments.

Missed Claims

Insurance policies and fixed deposits expire or sit unclaimed simply due to a lack of awareness.

Estate Friction

Unorganized inheritance leads to legal delays, complex probate steps, and family stress.

How the Smart Nominee Protocol Works

01

Create Your Beneficiary Directory

Add primary, secondary, or contingent nominees with personal and contact details.

02

Assign Percentage Allocations

Custom-split asset and policy shares (e.g., 50/50 splits) with built-in safeguards for minor beneficiaries.

03

Link Across All Assets

Attach saved nominees across real estate, insurance, and investments seamlessly.

Term Life Insurance
HDFC Life • ₹1,00,00,000
256-bit Encrypted Link
Sarah Johnson
Spouse100% Share
Edit Allocation
Primary
50%
Guardian sync is highly recommended for minor beneficiaries.

Total Control Over Who Sees What

Multi-Tier Hierarchy

Define Primary, Secondary, and Contingent beneficiaries to handle backup inheritance options.

Flexible Percentage Split

Control precise percentage allocation for each family member across individual assets.

Minor Guardian Sync

Flag minor beneficiaries to ensure legal guardians receive required document access during claims.

Zero-Knowledge Storage

Nominee data and uploaded vault items are 256-bit encrypted; FinlayStakes never views or trades your financial assets.

Frequently Asked Questions

Primary Beneficiary: The first person in line to receive or inherit the allocated asset. Secondary Beneficiary: Receives the asset share only if the primary beneficiary is unable or unnominated to accept it. Contingent Beneficiary: Serves as an ultimate backup recipient to handle complex legal or estate conditions.

Don’t Leave Your Hard-Earned Assets to Chance!

Set up your central beneficiary directory now to ensure your loved ones never have to hunt for missing policies or documents.

Get Started Free